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Zero Day Threat

The Shocking Truth of How Banks and Credit Bureaus Help Cyber Crooks Steal Your Money and Identity

Byron Acohido and Jon Swartz [140275695X]

Publisher: Union Square Press
Published: April 2008

304 pages
ISBN: 1-4027-5695-X
ISBN13: 9781402756955
$19.95 US
$21.95 Canadian
Hardcover with Jacket

6 X 9
Carton Quantity: 16
Territory: World



“If you bank or manage your stocks online, you have to read this book. Cyberspace is making all sorts of things possible. Unfortunately, among them are fraud, theft, and espionage—all of which can directly impact you.”--Richard Clarke, noted counterterrorism expert and bestselling author of &&LI&&RAgainst All Enemies&&L/I&&R&&L/P&&R&&LBR&&R

&&LBR&&RA white-collar true-crime story, &&LI&&RZero Day Threat&&L/I&&R is a powerful investigative expose on bank and lending policies that actually facilitate ID theft and fraud. &&LI&&RUSA Today&&L/I&&R reporters Acohido and Swartz reveal the many ways that established corporations and technology giants (including Bank of America, Microsoft, and Google) have fixated on the Internet to maximize their profits, heedless of increased risks to customers. While examining the exploding range of hidden Internet hazards, they reveal the ways in which cyber crooks nab identity data--such as Dumpster diving for bountiful paper trash that offers account user names, passwords and  Social Security numbers--and then exploit that information through channels opened up by careless corporate policies.  &&LBR&&R&&LBR&&R
 Using real-life examples of those who have endured the nightmare of a stolen identity, &&LI&&RZero Day Threat&&L/I&&R organizes its narrative around three central archetypes: &&LBR&&R
  • The Exploiters: The drug addicts, scam artists, and crime lords who carry out the gritty aspects of data theft and financial fraud;
  • The Enablers: The credit card companies, banks, and credit bureaus who broker data;
  • The Expediters: The technology experts running the gamut from good guys like Bill Gates to the devious virus writers and database hackers always on the alert for fresh flaws.
Intended not merely to alarm, but to illuminate, &&LI&&RZero Day Threat&&L/I&&R exposes how lawbreakers do their dirty work, and how corporations help them do it. &&LBR&&R&&LBR&&R


Byron Acohido, a Pulitzer Prize recipient, and Jon Swartz are technology reporters for USA Today. Since 2003, the pair have produced a series of award-winning investigative stories about how cyber crime works and why the problem continues to worsen.